Fact: Almost 54 percent of all U.S. workers are earning retirement benefits at work. Reality: so many don’t know anything about basic investing for the future.
The Department of Labor–Employee Benefits Security Administration, in partnership with the Certified Financial Planner Board of Standards Inc. (CFP Board), has published a booklet called Savings Fitness: A Guide to Your Money and Your Financial Future. This free publication has the info to help you succeed in setting financial and retirement goals.
Not good at math? No worries. Take advantage of the Savings Fitness Online Worksheets (available in both English and Spanish) that will do all your retirement calculations for you.
You can:
- set financial goals
- calculate your net worth
- estimate how much to save for retirement
- develop a cash flow spending plan (budget), and
- make a plan to reduce debt.
Everyone can take steps toward a better, more secure future. So begin your financial fitness program today via the Savings Fitness page.
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